Homes For Sale in Tulsa Ok
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You Can Buy Real Estate in Your IRA, 401k or Other Qualified Retirement Plan

You Can Buy Real Estate in Your IRA, 401k or Other Qualified Retirement Plan You Can Buy Real Estate in Your IRA, 401(k) or Other Qualified Retirement Plan When Congress created the Employee Retirement Income Security Act of 1974 (ERISA) in 1974, launching tax-sheltered individual retirement accounts (IRAs), they did not write the law to […]

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Spotting Contractor Scams

While the vast majority of contractors are on the up-and-up, it’s worth your while to be on the lookout for potential scams. There’s a lot of money to be made, and lost, on sub-par work. And worst-case scenario, you’re left with a home or project that is not only low-quality, but potentially dangerous to your […]

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Zero Down Payment Home Loan

Does a home loan with no down payment and decent rates sound too good to be true? It isn’t. No money down, better rates than an FHA loan, and the ability to finance closing costs. It may sound too good to be true, but in fact it’s a U.S. Department of Agriculture guaranteed rural development […]

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How to Boost Your Credit Before You Buy a Home

The process of buying a home doesn’t just begin when you make an offer – it starts long before that. One of the first stops on the road to home ownership is figuring out your finances, and that includes understanding your credit, a critical piece of the buying puzzle. Whether your credit is in need […]

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5 Must-Haves for a Smarter Home

5 Must-Haves for a Smarter Home Excitement about the smart home has reached epic heights with hundreds of new devices on the market that monitor, notify, control and secure the home. According to Parks Associates, mobile ubiquity, technology innovation and industry standards and partnerships have contributed to more than 13 million U.S. households now owning […]

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Things to Avoid When Purchasing a Foreclosed Home

Buying a foreclosure can be a great way to save money on a new home, but you need to exercise a certain amount of caution. Although foreclosure discounts can significantly lower the cost of a home, you can also end up in over your head financially if you’re not careful. Avoid making these common mistakes […]

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Complete Guide To Buying Foreclosed Properties

This guide introduces you to concepts for understanding the foreclosure landscape, and some interesting facts and figures to help you on your way to be successful foreclosure investor. Why invest in foreclosures or distressed real estate? We go over some of the major benefits and points that make a strong argument towards getting started with […]

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Foreclosure Tutorial Part 1 – Introduction

The purpose of this foreclosure tutorial is to provide an overview of the foreclosure process and to help you get started in achieving your real estate dreams. Whether you are a first time buyer or a seasoned real estate professional, there is tremendous opportunity in learning how to buy foreclosure property and then using your […]

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Foreclosure Tutorial Part 2 – Why Invest in the Housing Market?

With so many different investment options available today, what is it that attracts so many investors and ordinary homebuyers to real estate, whether the real estate market is UP or DOWN? One of the primary reasons is that real estate investing is relatively easy to understand. Real estate investing, like any business that resells a […]

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Foreclosure Tutorial Part 3 – Examining the Foreclosure Process

Examining the Foreclosure Process Foreclosure process review While most consumers are familiar with the term foreclosure, very few have a solid understanding of how the process works. The purpose of this chapter is to provide an easy to follow overview of the foreclosure process. Whether you are a first time homebuyer or a real estate […]

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Foreclosure Tutorial Part 4 – Pre Foreclosures – the First Stage of Foreclosures

In this chapter we will review pre foreclosures, which represent the first stage in the foreclosure process. In this phase, the homeowner has missed at least one payment and is now considered delinquent on the loan. A pre-foreclosure can also be referred to as a Notice of Default or Lis Pendens, which is a formal […]

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Foreclosure Tutorial Part 5 – The Second Stage of Foreclosures: Home Auctions

The auction is the stage of the foreclosure process in which the default preforeclosure phase of the property has ended. The lender is now seeking to recapture its losses by auctioning the property in a public sale to the highest bidder. This event may also be known as a trustee sale. The proceeds from the […]

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Foreclosure Tutorial Part 6 – Bank Foreclosures

Another great opportunity to purchase foreclosures is after the real estate auction, when the lender is either the successful bidder or there are no bids at all. In either case, the bank becomes the legal property owner and the property is considered a non-performing asset of the bank. When ownership is transferred to the bank […]

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Foreclosure Tutorial Part 7 – HUD Homes and Government Property

Government Repossessed Homes are Sold to the Public HUD and government foreclosure basics. HUD Homes and Government property are quite similar to Bank Owned properties. Like bank foreclosures, HUD homes and government repossessed homes had their title transferred to the government as a result of a foreclosure. This inventory of hard assets produces no tax […]

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Foreclosure Tutorial Part 8 – Tax Sales

Dealing on Tax Defaulted Properties Tax Sales and Tax Liens. When a homeowner is delinquent on property taxes owed to the local taxing jurisdiction, the agency will enforce its right to collect the amounts due through a tax sale. Tax sales are a mechanism used to collect delinquent property taxes, so the local government can […]

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Foreclosure Tutorial Part 9 – Short Sales

Securing a Short Sale Package Short Sale Homes Available What is a Short Sale? A short sale refers to a transaction when a buyer can purchase a home for less than the remaining loan amount. The advantage is the short sale buyer can save a significant amount on the purchase price, as long as the […]

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Foreclosure Tutorial Part 10 – For Sale By Owner

For Sale By Owner (FSBO) – An Alternative to Foreclosures FSBO for sale by owner real estate. In this chapter, we will discuss For Sale By Owner real estate or FSBO properties. FSBO home sellers act as the selling agent and handle the sales process directly with the buyer or buyer’s agent. In this situation, […]

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Foreclosure Tutorial Part 11 – Mortgages and Financing

Considerations and Options for Financing Real Estate Financing Real Estate Whether you are purchasing your first home or an investment property, securing the appropriate financing is imperative. The goal of this chapter is to provide an overview of the financing process and to discuss conventional financing for the purchase of real estate. The next chapter […]

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Foreclosure Tutorial Part 12 – Alternative Financing

Creative and Alternative Financing Strategies Alternative Financing for cheap homes, Now that we’ve discussed a standard overview for financing real estate, let’s take a look at other ways to creatively finance a deal. There are several alternative financing scenarios that can suit your needs. Let’s begin by looking at lease options, otherwise known as rent […]

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Things to do in Tulsa in December 2014 and January 2015

Winterfest Nov 28, 2014 – Jan 18, 2015 Downtown, Tulsa, OK 74103 Downtown Tulsa is transformed into a festive wonderland during Winterfest, an annual holiday tradition. Type: Winter Holiday Event Holiday Lights on the Hill Nov 28, 2014 – Dec 28, 2014 Chandler Park, Tulsa, OK 74107 Take a drive “on the hill” at Chandler […]

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Emergency and Disaster Preparedness of U.S. Households

A disaster can occur at any time and without much warning. To gain a better understanding of the emergency preparedness of U.S. households, HUD and the Census Bureau for the first time included a special set of questions on the topic in the 2013 American Housing Survey (AHS). The special set of questions broadly covered […]

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20 Questions To Ask Before You Pick a Home Loan

These 20 questions can help determine if a loan is right for you… Home loans can be complicated. But choosing one that meets your needs can be much easier if you gather enough information before you make a decision. Here are 20 questions that might apply to your situation. Rate, term and payment The most […]

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Smart Appliances

What if your dishwasher knew how dirty your dishes are? What if your oven actually made you a better cook? Can your refrigerator help you surf the web, play music, or make a phone call for you? What if your cooktop regulated the heat under your pan for even cooking? Whether you’re selling a home […]

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Watch Out for Some Red Flags When Buying a Home

When buying a home, keep your eyes peeled as you consider the potential of your new house, and hopefully you can avoid the costly mistake of buying a place that needs a lot of pricey repairs soon after closing. Or at least, gain some leverage in negotiating costs and/or required fixes, so you aren’t stuck […]

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What’s the Difference in Homeowner’s Insurance and PMI?

Just as you’re required to have auto insurance when you purchase a vehicle, you’re also required to have insurance when you buy a home. Homeowners insurance and PMI insurance are two different types of insurance for homeowners, but you might not need both. Here’s some basic information to help you better understand homeowners insurance and […]

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Rolling Your Closing Costs Into Your Financing

Closing costs are a considerable expense when you’re buying a house. You can pay these costs upfront or include them in your mortgage. Mortgaging your closing costs can be done in a number of ways, including the following: •Having the seller help out. This is known as a “seller credit” and involves having a percentage […]

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Things to Avoid When Purchasing a Foreclosed Home

Buying a foreclosure can be a great way to save money on a new home, but you need to exercise a certain amount of caution. Although foreclosure discounts can significantly lower the cost of a home, you can also end up in over your head financially if you’re not careful. Avoid making these common mistakes […]

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10 Things Today’s Buyers Look for in a Home

The following list includes in no particular order 10 things that are important to buyers today, especially Millennials who represent a significant buyer niche in today’s market. 1.Quality of the neighborhood – The National Association of Realtor’s 2012 Profile of Buyers and Sellers revealed that neighborhoods are really important to buyers, but that neighborhood choice […]

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What is Mortgage Insurance and Mortgage Insurance Premium (MIP)

Mortgage Insurance – A contract that insures the lender against loss caused by a borrower’s default on a government mortgage or conventional mortgage. Mortgage insurance can be issued by a private company or by a government agency such as the Federal Housing Administration (FHA). Depending on the type of mortgage insurance, the insurance may cover […]

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What is a HUD-1 Settlement Statement

HUD-1 Settlement Statement – A document that provides an itemized listing of the funds that are payable at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow amounts. Each item on the statement is represented by a separate number within a standardized numbering system. The totals at […]

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What are closing costs

Closing costs are various expenses (over and above the price of the property) incurred by buyers and sellers in transferring ownership of a property. Closing costs normally include items such as broker’s commissions, discount points, origination fees, attorney’s fees, taxes, title insurance premiums, escrow agent fees, and charges for obtaining appraisals, inspections and surveys. Closing […]

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Haikey Creek flood-mitigation project to affect traffic on 131st Street

Motorists driving 131st Street east of Mingo Road should prepare for a few months of delays. Traffic along 131st Street between Mingo and Garnett roads in Bixby will be interrupted for the next few months as the city begins Phase 1 of its Haikey Creek flood-mitigation project. The project includes construction and replacement of bridges […]

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Free Summer Fun in Tulsa Area

Summer in Oklahoma isn’t for the faint of heart. Between the heat, the never-ending hours of sunshine, and the kids climbing the walls at home, it’s easy to start filling your calendar with trips to the nearest lake and evenings alone with your air conditioner. Not that there’s anything wrong with that. But between road […]

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Our Bixby High School robotics team headed to world championship

The robotics team at Bixby High School headed to the Oklahoma Regional FIRST Robotics Competition last month with the goal of cracking the list of Top 25 teams. They left as the champions. The club’s 22 student members, along with their sponsors, are now headed to the world championship April 23-26 in St. Louis. “It […]

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The Five Biggest Turn-offs For Homebuyers

A lot of sellers don’t listen to their real estate agents, so I’ll tell you what your agent wants to say, but can’t say to you and this is it – your agent can’t get you the price you want unless your home is in pristine move-in condition. That means no sticking drawers in the […]

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How to Calculate a Home’s Square Footage (Tulsa Real Estate Information)

Question: Is there a standard formula to calculate a home’s square footage? I have seen different publications with different square footage for the same house. For example, the county land records will say a house has 3,000 square feet, but a sales brochure will say the same house has 3,500 square feet. Are finished basements […]

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Why You Should Work With a Real Estate Agent That is a REALTOR®

Not all real estate agents are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a real estate agent that is a […]

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Top 10 mortgage tips for 2014

These 10 mortgage tips can help you with your mortgage decisions in 2014. 1. Document your finances Lenders will be extra diligent when underwriting home loans in 2014, as new mortgage regulations go into effect in January. The rules put pressure on lenders to verify that borrowers have the ability to repay their loans. Keep […]

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Design Tips for Any Home (Tulsa, Ok Homes For Sale)

Here are some tips for you to get you started on incorporating universal design features in your home. One of the basic principles of universal design, also called ageless design, is that it makes homes more practical and safer for everyone — not just the elderly or people with limited mobility. These days, universal design […]

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What You Should Know About Home Appraisals ( Homes For Sale in Broken Arrow )

Understanding how appraisals work will help you achieve a quick and profitable refinance or sale. 1. An appraisal isn’t an exact science When appraisers evaluate a home’s value, they’re giving their best opinion based on how the home’s features stack up against those of similar homes recently sold nearby. One appraiser may factor in a […]

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Don’t-Miss Home Tax Breaks ( Homes For Sale in Tulsa )

From the mortgage interest deduction to energy tax credits, here are the tax tips you need to get a jump on your returns. Mortgage interest deduction One of the neatest deductions itemizing home owners can take advantage of is the mortgage interest deduction, which you claim on Schedule A. To get the mortgage interest deduction, […]

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How to Use Comparable Sales to Price Your Home (Tulsa Homes For Sale)

Knowing how much homes similar to yours, called comparable sales (or in real estate lingo, comps), sold for gives you the best idea of the current estimated value of your home. The trick is finding sales that closely match yours. What makes a good comparable sale? Your best comparable sale is the same model as […]

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Home Financial Plan (Home Buyers Tips)

Your home is most likely your biggest investment. To manage it, create a financial plan that takes into account repairs, upgrades, mortgages, insurance, and taxes. Use this home financial plan budget worksheet, and start by writing a list of expenses, such as: Mortgage Taxes Home insurance, including liability Repairs and maintenance, such as new furnace, roof, painting Voluntary […]

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Homes For Sale in Broken Arrow, Ok (How to Get Kids to Save Energy)

Kids have more important things to think about than turning off the lights. But discovering the lights blazing in an empty room for the umpteenth time is enough to make any parent scream, especially when the power bill arrives. The good news is, you can train your kids about the importance of saving energy right […]

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Homes For Sale in Broken Arrow, Ok (Save 20% to 40% on Your Kitchen Remodel)

Below are 7 great recommendations for ways to shave costs off your kitchen remodel. Each recommendation includes a percentage of the savings you can expect to trim off the overall cost of your kitchen remodeling. Because of variables, such as the price of materials in your area, the percentages are given as a range. If […]

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Homes For Sale in Tulsa, Ok (Design Tips for Any Home)

Here are some desighn tips to get you started on incorporating universal design features in your home. One of the basic principles of universal design, also called ageless design, is that it makes homes more practical and safer for everyone — not just the elderly or people with limited mobility. These days, universal design features […]

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Holiday Fire Safety Tips

Holiday Fire Safety Tips To keep your household from becoming a holiday fire statistic, here are some safety tips to follow. Cooking Cooking is the top cause of holiday fires, according to the USFA. The most common culprit is food that’s left unattended. It’s easy to get distracted; take a pot holder with you when […]

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Tulsa Ok Homes For Sale

Things To Do In December If You Want to Buy or Sell in 2013   1.  Handle your credit horrors.  Maybe you don’t have any credit horrors – kudos to you! But let’s get real,  this year will be a year in which many post-foreclosure,  post-bankruptcy, post-layoff Americans will find themselves sufficiently recovered, post-recession, to […]

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Recently Listed Homes For Sale in Broken Arrow

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Homes For Sale In Broken Arrow Ok

Click Here To View “How To Calculate Sqare Footage Of  Your Home”

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